{"id":100030,"date":"2026-05-01T14:37:01","date_gmt":"2026-05-01T13:37:01","guid":{"rendered":"https:\/\/univga.org\/courses\/certificat-professionnel-en-gestion-des-risques-bale-iii-cobac-gestion-des-risques-bancaires\/"},"modified":"2026-05-01T14:37:01","modified_gmt":"2026-05-01T13:37:01","slug":"professional-certificate-in-risk-management-basel-iii-cobac-banking-risk-management","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-gestion-des-risques-bale-iii-cobac-gestion-des-risques-bancaires\/","title":{"rendered":"Professional Certificate in Risk Management (Basel III\/COBAC)"},"content":{"rendered":"

The transformation of African financial services (banking, Mobile Money, digital lending, microfinance) comes with increased demands for robustness and transparency. In this context, Risk Management has become a strategic lever for banks, MFIs, and FinTechs to allocate capital rigorously, protect deposits, and support growth. The adoption of Basel III standards and the prudential strengthening under the auspices of COBAC and African central banks creates a strong demand for profiles capable of measuring PD, LGD, EAD, managing liquidity (LCR\/NSFR), mastering VaR, and operationalizing internal control. Employers are looking for professionals who can industrialize credit\/risk processes, integrate regulatory requirements, and articulate governance, data, and performance. With the method, you learn 100% online, asynchronously, at your own pace (5\u20138 hours\/week), supported by dedicated pedagogical guidance. The curriculum is built around real case studies from commercial banks, MFIs, and FinTech players in Central and West Africa, with practical projects (calculating PD\u2013LGD\u2013EAD, VaR, LCR\/NSFR, stress tests, risk dashboards). Each module is strictly aligned with the Basel III \/ COBAC framework and local supervisory best practices, in order to transfer immediately applicable skills in agency, back-office, risk management, ALM, and compliance. Assessments combine technical quizzes, mini-projects with numerical data, and professional deliverables. At the end, you receive a certificate attesting to operational skills that are directly mobilizable by employers.<\/strong> This certificate enhances your professional impact and employability with FinTech\/Mobile Money as well as authorities and regulators (BEAC\/COBAC, BCEAO). You will be ready to occupy or strengthen positions as a risk\/credit analyst, ALM officer, permanent controller, compliance officer LCB-FT, internal auditor, stress tests\/ICAAP analyst, or freelance consultant in risk & compliance. The certificate enhances your banking CV, legitimizes your applications, and supports your progression towards senior roles (Risk Manager, Head of Risk, ALM Manager, CRO) in Africa and internationally, demonstrating a concrete mastery of Basel III requirements and regional supervision. Calculate PD, LGD, and EAD from client data and African portfolios<\/strong> Build internal rating grids and calibrate risk grades Evaluate and calculate LCR and NSFR in the CEMAC\/UEMOA context<\/strong>Measure VaR and perform backtesting of a market portfolio BCEAO<\/strong> Map operational risks and manage relevant KRIs <\/p>\n

Set up a stress test and interpret its impacts on capital and liquidity UNIVGA<\/strong>Produce prudential reporting in compliance with COBAC\/BCEAO expectations Define a limits framework and a RAF for a risk committee<\/strong> Basel III framework and COBAC\/BCEAO regional supervision Professional Certificate UNIVGA<\/strong> attestant de comp\u00e9tences op\u00e9rationnelles et directement mobilisables par les employeurs.<\/p>\n

Ce certificat accro\u00eet votre impact professionnel et votre employabilit\u00e9 aupr\u00e8s des commercial banks<\/strong>, microfinance institutions<\/strong>, FinTech\/Mobile Money<\/strong>, insurance<\/strong>, audit\/consulting firms<\/strong> ainsi que des autorit\u00e9s et r\u00e9gulateurs (BEAC\/COBAC, BCEAO). Vous serez pr\u00eat \u00e0 occuper ou renforcer des postes d\u2019analyste risques\/cr\u00e9dits, charg\u00e9 ALM, contr\u00f4leur permanent, responsable conformit\u00e9 LCB\u2011FT, auditeur interne, analyste stress tests\/ICAAP ou consultant freelance en risk & compliance. Le Professional Certificate UNIVGA<\/strong> valorise votre CV bancaire, cr\u00e9dibilise vos candidatures et soutient votre \u00e9volution vers des fonctions seniors (Risk Manager, Head of Risk, ALM Manager, CRO) en Afrique et \u00e0 l\u2019international, en d\u00e9montrant une ma\u00eetrise concr\u00e8te des exigences de B\u00e2le\u00a0III et de la supervision r\u00e9gionale.<\/p>","protected":false},"excerpt":{"rendered":"

Become a specialist in banking risks in Africa with a UNIVGA certificate aligned with Basel III\/COBAC. 100% online, professional training to boost your employability in banking, microfinance, and FinTech. Master PD-LGD-EAD, VaR, LCR\/NSFR, ICAAP.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[1936],"course-tag":[],"class_list":["post-100030","courses","type-courses","status-publish","hentry","course-category-departement-banque-finance-assurance"],"yoast_head":"\nCertificat Professionnel en Gestion des Risques (B\u00e2le III\/COBAC) \u2014 Gestion des Risques Bancaires - UNIVGA<\/title>\n<meta name=\"description\" content=\"Devenez sp\u00e9cialiste des risques bancaires en Afrique avec un certificat UNIVGA align\u00e9 B\u00e2le III\/COBAC. Formation 100% en ligne, professionnalisante, pour bo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univga.org\/en\/courses\/professional-certificate-in-risk-management-basel-iii-cobac-banking-risk-management\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificat Professionnel en Gestion des Risques (B\u00e2le III\/COBAC)\" \/>\n<meta property=\"og:description\" content=\"Devenez sp\u00e9cialiste des risques bancaires en Afrique avec un certificat UNIVGA align\u00e9 B\u00e2le III\/COBAC. 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