{"id":100122,"date":"2026-05-01T14:45:57","date_gmt":"2026-05-01T13:45:57","guid":{"rendered":"https:\/\/univga.org\/courses\/certificat-professionnel-en-services-de-paiements-digitaux-et-e-monnaie-mobile-money-eme\/"},"modified":"2026-05-01T14:45:57","modified_gmt":"2026-05-01T13:45:57","slug":"professional-certificate-in-digital-payment-services-and-e-money-mobile-money-eme","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-services-de-paiements-digitaux-et-e-monnaie-mobile-money-eme\/","title":{"rendered":"Professional Certificate in Digital Payment Services and E-Money"},"content":{"rendered":"

The digital transformation of financial services in Africa is accelerating and redefining customer relationships, financial inclusion, and the profitability of players. Mobile Money is establishing itself as the everyday payment infrastructure, driven by Airtel Money, Moov Money, Orange Money, and other ecosystems. Electronic Money Institutions (EMIs) are becoming strategic for banking, distributing products, collecting savings, and securing flows. In this context, banks, microfinance institutions, FinTechs, and insurers are looking for profiles capable of operating and securing these platforms, mastering KYC\/e-KYC, AML-CFT compliance, interoperability (GIMAC), agent network management, and risk control. Acquire practical skills in Mobile Money & EME<\/strong> is a major competitive advantage in the African and international markets.<\/p>\n

The UNIVGA method is 100% online, asynchronous, and accessible 24\/7, with pedagogical support and a workload of 5\u20138 hours\/week over 3 months. You progress through real case studies from commercial banks, microfinance institutions, and African Mobile Money operators (CEMAC, UEMOA, East Africa), equipped workshops, and applied projects (designing P2P\/P2B offers, managing agents, risk matrix, anti-fraud plan). The program is structured and aligned with the GSMA<\/strong> framework and the requirements BEAC\/COBAC<\/strong> for EMIs: governance, fund segregation, KYC\/e-KYC, AML-CFT, operational security, GIMAC interoperability, and reporting. You benefit from the rigor of a UNIVGA certifying training, results-oriented, with deliverables immediately usable in agencies, back-office, fintech, or compliance management.<\/p>\n

At the end, you will be ready for positions in commercial banking, microfinance institutions, FinTech, insurance, audit and consulting firms, or within authorities and regulators (BEAC\/COBAC, BCEAO). You may also work as a freelance compliance<\/strong> or PMO for Mobile Money\/EMI deployment, then evolve into senior roles: compliance manager, payments risk manager, head of agents network, product owner payments, or interoperability manager. The Professional Certificate UNIVGA<\/strong> enhances your banking CV with proof of directly operational skills that comply with industry standards, strengthening your employability and career progression in banking, digital finance, and inclusive insurance.<\/p>","protected":false},"excerpt":{"rendered":"

Become immediately operational in Mobile Money and Electronic Money Institutions in Africa. UNIVGA certificate aligned with GSMA\/BEAC, job-oriented: compliance, agent network, KYC\/e-KYC, GIMAC interoperability, and anti-fraud, with real banking cases.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[1936],"course-tag":[],"class_list":["post-100122","courses","type-courses","status-publish","hentry","course-category-departement-banque-finance-assurance"],"yoast_head":"\nCertificat Professionnel en Services de Paiements Digitaux et E\u2011Monnaie \u2014 Mobile Money & EME - UNIVGA<\/title>\n<meta name=\"description\" content=\"Devenez imm\u00e9diatement op\u00e9rationnel\u00b7le sur le Mobile Money et les \u00c9tablissements de Monnaie \u00c9lectronique en Afrique. 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