{"id":100144,"date":"2026-05-01T14:48:23","date_gmt":"2026-05-01T13:48:23","guid":{"rendered":"https:\/\/univga.org\/courses\/certificat-professionnel-en-innovation-financiere-services-numeriques-fintech-banque-digitale\/"},"modified":"2026-05-01T14:48:23","modified_gmt":"2026-05-01T13:48:23","slug":"professional-certificate-in-financial-innovation-038-digital-services-fintech-038-digital-banking","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-innovation-financiere-services-numeriques-fintech-banque-digitale\/","title":{"rendered":"Professional Certificate in Financial Innovation &amp; Digital Services"},"content":{"rendered":"<p>The African financial sector is undergoing rapid transformation driven by mobile money, the rise of digital payments, neobanks, and open finance. In this context, banks, MFIs, and insurers are looking for professionals capable of designing secure digital journeys, leveraging APIs, managing compliance, and transforming operations. Between requirements of <strong>Calculate PD, LGD, and EAD from client data and African portfolios<\/strong>, standards <strong>IFRS<\/strong> and devices <strong>LCB\u2011FT<\/strong>, innovation must remain controlled. This Professional Certificate trains experts capable of articulating strategy, technology, and risks to create value in the markets of Central, West, North, and East Africa, while remaining competitive internationally. You will learn to build robust, regulated, and profitable digital banking offerings, relying on concrete African cases and best practices from the standard <strong>EBA \/ Basel FinTech<\/strong>.<\/p>\n<p>The method <strong>UNIVGA<\/strong> is 100% online, asynchronous, and flexible (5\u20138 hours\/week) with 24\/7 access and pedagogical support. You progress through real case studies from banks, microfinance institutions, payment switches, and FinTechs in Africa (UEMOA, CEMAC, Maghreb, English-speaking Africa), KYC\/eKYC onboarding simulations, API workshops, and internal control exercises. Each module aligns its deliverables (scoping notes, user stories, risk matrices, KPIs) with the framework <strong>EBA \/ Basel FinTech<\/strong> to embed security, resilience, and compliance requirements. The UNIVGA certification format guarantees continuous assessment (quizzes, mini-projects, professional portfolio) and a portfolio of achievements that can be directly mobilized in interviews or missions.<\/p>\n<p>At the end, you will be immediately operational for positions in <strong>commercial banks<\/strong>, <strong>MFIs<\/strong>, <strong>FinTech\/InsurTech<\/strong>, <strong>payment operators<\/strong>, <strong>insurance<\/strong>, audit\/consulting firms, or within regulated ecosystems. <strong>BEAC\/COBAC<\/strong> and <strong>BCEAO<\/strong>. The skills acquired open opportunities in delivery (digital product, API, payments), in <strong>compliance\/RegTech<\/strong>, in data risk (IFRS 9, Basel III), and in. <strong>freelance compliance<\/strong>This certificate significantly enhances a banking CV: it certifies your mastery of international frameworks, modern architectures, and African use cases, and accelerates access to senior positions (Digital Product Manager, Head of Innovation, Senior Compliance Officer, Risk\/Data Analyst) or to roles as a digital transformation project manager.<\/p>","protected":false},"excerpt":{"rendered":"<p>Master the levers of FinTech, digital banking, and innovation to boost your employability in Africa. UNIVGA certification aligned with the EBA \/ Basel FinTech standard, this program prepares operational profiles sought after by banks, microfinance institutions, FinTechs, and insurance companies.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[1936],"course-tag":[],"class_list":["post-100144","courses","type-courses","status-publish","hentry","course-category-departement-banque-finance-assurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Certificat Professionnel en Innovation Financi\u00e8re &amp; Services Num\u00e9riques \u2014 FinTech &amp; Banque Digitale - UNIVGA<\/title>\n<meta name=\"description\" content=\"Ma\u00eetrisez les leviers FinTech, banque digitale et innovation pour booster votre employabilit\u00e9 en Afrique. 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