{"id":100166,"date":"2026-05-01T14:50:18","date_gmt":"2026-05-01T13:50:18","guid":{"rendered":"https:\/\/univga.org\/courses\/certificat-professionnel-en-monetique-e-paiement-et-securite-pci-paiements-digitaux\/"},"modified":"2026-05-01T14:50:18","modified_gmt":"2026-05-01T13:50:18","slug":"professional-certificate-in-electronic-payment-e-payment-and-pci-security-digital-payments","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-monetique-e-paiement-et-securite-pci-paiements-digitaux\/","title":{"rendered":"Professional Certificate in Electronic Payments, E-payment, and PCI Security"},"content":{"rendered":"

Digital payments are transforming African banking and finance<\/strong> by accelerating inclusion, banking, and service innovation. Visa\/Mastercard\/GIMAC cards, mobile money, interoperable wallets, and QR codes support the growth of e-commerce, SMEs, and platforms. In a demanding environment (COBAC\/BEAC, BCEAO, IFRS, Basel III, AML-CFT), mastering card schemes, interbank flows, and anti-fraud measures has become strategic. Employers are looking for professionals capable of industrializing merchant acceptance, optimizing authorization rates, securing 3D-Secure, and leveraging ISO 20022 messages for reliable settlement. This certificate meets this demand in the Gabonese, Cameroonian, Ivorian, Senegalese, Moroccan, Nigerian, Kenyan markets and beyond, training operational staff immediately deployable in agencies, back offices, payment centers, FinTech, and insurance.<\/p>\n

The UNIVGA method<\/strong> offers a 100% online, asynchronous pathway, accessible 24\/7, requiring 5\u20138 hours per week. You will learn through real case studies from banks, MFIs, and African processors, demonstrations of tools (POS\/SoftPOS, e-commerce gateways, settlement files), and practical projects: setting up merchant acceptance, interpreting SEPA rejections, building a PCI-DSS\/3D-Secure plan, and managing anti-fraud efforts. The program is aligned with the ISO 20022 framework and the PCI-DSS standard<\/strong>, with concrete mappings, pain\/pacs\/camt message templates, and best practices EMVCo\/3DS2. UNIVGA's pedagogical engineering ensures measured progress through quizzes, applied assignments, personalized feedback, and a certifying capstone project, ensuring quality and immediate transferability of skills in the professional environment.<\/p>\n

A measurable professional impact<\/strong>: this certificate increases your chances of recruitment and advancement within commercial banks, microfinance institutions, FinTech, insurance companies, audit\/consulting firms, and authorities (BEAC\/COBAC, BCEAO). The skills acquired open access to positions as payment analyst, merchant acceptance officer, payment manager, e\/m-payment product owner, risk & fraud analyst, or freelance consultant in payment compliance. Recognized for its specialization and normative alignment, the Professional Certificate UNIVGA<\/strong> strongly enhances a banking CV: it certifies an ability to secure customer journeys, ensure reliable interbank flows, reduce fraud, and improve the profitability of acceptance portfolios. It is a credible springboard to senior positions and high-value missions in the African-international digital payments ecosystem.<\/p>","protected":false},"excerpt":{"rendered":"

Become operational in digital payments in Africa: cards, mobile money, wallets, and QR. UNIVGA's certifying training aligned with ISO 20022 and PCI-DSS, to accelerate your employability in banking, microfinance, FinTech, and insurance, from front-office to back-office.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[1936],"course-tag":[],"class_list":["post-100166","courses","type-courses","status-publish","hentry","course-category-departement-banque-finance-assurance"],"yoast_head":"\nCertificat Professionnel en Mon\u00e9tique, E-paiement et S\u00e9curit\u00e9 PCI \u2014 Paiements Digitaux - UNIVGA<\/title>\n<meta name=\"description\" content=\"Devenez op\u00e9rationnel sur les paiements digitaux en Afrique: cartes, mobile money, wallets et QR. 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