{"id":110426,"date":"2026-05-04T18:06:29","date_gmt":"2026-05-04T17:06:29","guid":{"rendered":"https:\/\/univga.org\/courses\/risque-de-credit-entreprises-notation-interne-bale-iii\/"},"modified":"2026-05-04T23:33:03","modified_gmt":"2026-05-04T22:33:03","slug":"corporate-credit-risk-internal-rating-basel-iii","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/risque-de-credit-entreprises-notation-interne-bale-iii\/","title":{"rendered":"Corporate Credit Risk &amp; Internal Rating (Basel III)"},"content":{"rendered":"<p>Ce certificat professionnel de 3 mois en Risque de Cr\u00e9dit Entreprises &#038; Notation Interne (B\u00e2le III) offre une formation intensive, 100% en ligne, destin\u00e9e aux professionnels de la finance et aux cadres bancaires de la zone CEMAC. Le programme combine les principes r\u00e9glementaires de B\u00e2le III, les m\u00e9thodes de notation interne (IRB) et les techniques de mesure du risque de cr\u00e9dit adapt\u00e9es au contexte africain francophone. Gr\u00e2ce \u00e0 une plateforme e-learning, les contenus sont accessibles via vid\u00e9os interactives, classes virtuelles, forums collaboratifs et modules en auto-apprentissage.<\/p>\n<p>Pratique et op\u00e9rationnel, ce cursus d\u00e9veloppe l&rsquo;aptitude \u00e0 concevoir et valider des mod\u00e8les de scoring, calibrer des probabilit\u00e9s de d\u00e9faut, estimer les pertes attendues et inattendues, et calculer les besoins de fonds propres conform\u00e9ment aux exigences B\u00e2le III et aux pratiques bancaires locales. Les travaux pratiques sont r\u00e9alis\u00e9s sous forme de simulations num\u00e9riques, \u00e9tudes de cas virtuelles et projets \u00e0 distance. \u00c0 l&rsquo;issue de la formation, les participants seront en mesure de produire des rapports de notation interne, d&rsquo;appuyer les d\u00e9cisions de cr\u00e9dit et d&rsquo;am\u00e9liorer la gouvernance des risques au sein d&rsquo;\u00e9tablissements financiers, cabinets de conseil ou autorit\u00e9s de supervision en Afrique centrale.<\/p>\n<h3>Benefits<\/h3>\n<ul>\n<li>Master the principles of Basel III and their application to regulatory capital calculations<\/li>\n<li>Design and calibrate internal rating models (IRB) for corporate portfolios<\/li>\n<li>Analyze credit quality and estimate PD, LGD, and EAD from historical data<\/li>\n<li>Evaluate the impact of macroeconomic scenarios and conduct stress tests on the portfolio<\/li>\n<li>Apply validation methods, backtesting, and governance of internal models<\/li>\n<li>Produce internal rating reports and operational recommendations for credit committees<\/li>\n<\/ul>\n<h3>Target audience<\/h3>\n<ul>\n<li>Credit officers and analysts in commercial banks<\/li>\n<li>Risk managers and internal controllers<\/li>\n<li>Finance executives and consultants wishing to specialize in internal rating<\/li>\n<li>Agents of supervisory authorities and compliance organizations in the CEMAC region<\/li>\n<\/ul>\n<h3>Prerequisites<\/h3>\n<ul>\n<li>Bac+2\/Bac+3 degree in finance, economics, management, or a related field (or equivalent professional experience)<\/li>\n<li>Basic knowledge of accounting, corporate finance, and statistics<\/li>\n<li>Professional experience of at least 1 year in the banking, financial, or insurance sector (preferred)<\/li>\n<li>Reliable internet access and proficiency in computer tools (Excel, browsers, e-learning platforms)<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Ce certificat professionnel de 3 mois en Risque de Cr\u00e9dit Entreprises &#038; Notation Interne (B\u00e2le III) offre une formation intensive, 100% en ligne, destin\u00e9e aux professionnels de la finance et aux cadres bancaires de la zone CEMAC. Le programme combine les principes r\u00e9glementaires de B\u00e2le III, les m\u00e9thodes de notation interne (IRB) et les t<\/p>","protected":false},"author":1,"featured_media":88232,"template":"","course-category":[1936],"course-tag":[],"class_list":["post-110426","courses","type-courses","status-publish","has-post-thumbnail","hentry","course-category-departement-banque-finance-assurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Risque de Cr\u00e9dit Entreprises &amp; Notation Interne (B\u00e2le III) \u2014 UNIVGA<\/title>\n<meta name=\"description\" content=\"Ce certificat professionnel de 3 mois en Risque de Cr\u00e9dit Entreprises &amp; Notation Interne (B\u00e2le III) offre une formation intensive, 100% en ligne,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univga.org\/en\/courses\/corporate-credit-risk-internal-rating-basel-iii\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Risque de Cr\u00e9dit Entreprises &amp; 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