{"id":111773,"date":"2026-05-07T06:12:48","date_gmt":"2026-05-07T05:12:48","guid":{"rendered":"https:\/\/univga.org\/courses\/licence-pro-en-microfinance-inclusion-financiere\/"},"modified":"2026-05-07T18:51:19","modified_gmt":"2026-05-07T17:51:19","slug":"professional-license-microfinance-financial-inclusion","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/licence-pro-microfinance-inclusion-financiere\/","title":{"rendered":"Professional License in Microfinance and Financial Inclusion"},"content":{"rendered":"
\n

La Licence Professionnelle en Microfinance & Inclusion Financi\u00e8re d’UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des professionnels engag\u00e9s dans le d\u00e9veloppement \u00e9conomique de leur territoire. Le programme couvre l’\u00e9conomie du d\u00e9veloppement, la m\u00e9thodologie d’octroi et de suivi des microcr\u00e9dits, la gestion d’une institution de microfinance, l’inclusion financi\u00e8re par le mobile money et l’\u00e9valuation d’impact social.<\/p>\n

Con\u00e7ue pour r\u00e9pondre aux besoins du secteur en pleine expansion en Afrique (IMF, coop\u00e9ratives d’\u00e9pargne et de cr\u00e9dit, fintech d’inclusion, ONG financi\u00e8res), cette formation est dispens\u00e9e \u00e0 100% en ligne. Elle combine fondamentaux \u00e9conomiques et comptables, ma\u00eetrise op\u00e9rationnelle du microcr\u00e9dit (analyse, octroi, recouvrement), connaissance de la r\u00e9glementation COBAC\/UMOA et compr\u00e9hension fine des \u00e9cosyst\u00e8mes mobile money et fintech d’inclusion.<\/p>\n

Market challenges and career opportunities<\/h3>\n

Le secteur de la microfinance et de l’inclusion financi\u00e8re conna\u00eet une croissance \u00e0 deux chiffres en Afrique subsaharienne. Les institutions de microfinance, les coop\u00e9ratives, les op\u00e9rateurs de mobile money et les fintech d’inclusion (Wave, Orange Money, MTN MoMo, n\u00e9o-banques mobiles) recrutent activement des profils op\u00e9rationnels capables d’analyser un dossier de microcr\u00e9dit, de g\u00e9rer un portefeuille \u00e0 risque, de promouvoir l’inclusion par le digital et de piloter l’impact social. Les opportunit\u00e9s existent en zone urbaine comme en zone rurale.<\/p>\n

Curriculum pedagogical structure<\/h3>\n

Year 1 \u2014 Economic and accounting fundamentals.<\/strong> Development economics, OHADA general accounting, financial mathematics, descriptive statistics, banking environment and IMF, OHADA commercial law, organization of cooperatives, and professional office skills.<\/p>\n

Year 2 \u2014 Deepening microfinance.<\/strong> Analyse financi\u00e8re des entreprises et microentreprises, comptabilit\u00e9 des IMF, m\u00e9thodologie du microcr\u00e9dit (individuel et solidaire), gestion du risque de portefeuille (PAR), produits d’\u00e9pargne mutualiste, fondamentaux du mobile money, fiscalit\u00e9 des IMF et anglais financier.<\/p>\n

Year 3 \u2014 Specialization in financial inclusion.<\/strong> Reporting prudentiel COBAC pour IMF, \u00e9valuation et gestion d’impact social, fintech d’inclusion et innovation financi\u00e8re, gouvernance des coop\u00e9ratives et IMF, partenariats banques-IMF-mobile money, gestion d’agence et leadership terrain. Le cursus se conclut par la r\u00e9daction d’un m\u00e9moire professionnel encadr\u00e9, soutenu oralement en visioconf\u00e9rence devant un jury acad\u00e9mique.<\/p>\n

Career opportunities<\/h3>\n

Charg\u00e9 de portefeuille microcr\u00e9dit, agent commercial IMF, gestionnaire d’agence microfinance, charg\u00e9 d’inclusion financi\u00e8re en banque, animateur r\u00e9seau coop\u00e9ratif, charg\u00e9 d’\u00e9tudes impact social, conseiller mobile money, charg\u00e9 de compliance IMF. Poursuite en Master Finance d’Entreprise, Master \u00c9conomie du D\u00e9veloppement ou Master Banque & Microfinance.<\/p>\n

Suitable for working professionals<\/h3>\n

UNIVGA is designed to meet the needs of working professionals (80% of our audience). Platform accessible 24\/7, flexible schedules, recorded virtual classes, personalized support. Ideal for IMF agents, mobile money advisors, and cooperative facilitators wishing to structure their skills without interrupting their activity.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Sp\u00e9cialisation Licence 3 professionnelle UNIVGA \u2014 MICROFINANCE & INCLUSION FINANCI\u00c8RE.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[748],"course-tag":[],"class_list":["post-111773","courses","type-courses","status-publish","hentry","course-category-departement-sciences-eco-fin"],"yoast_head":"\nLICENCE PRO EN MICROFINANCE & INCLUSION FINANCI\u00c8RE - GROUPE UNIVGA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univga.org\/en\/courses\/professional-license-microfinance-financial-inclusion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LICENCE PRO EN MICROFINANCE & INCLUSION FINANCI\u00c8RE\" \/>\n<meta property=\"og:description\" content=\"Sp\u00e9cialisation Licence 3 professionnelle UNIVGA \u2014 MICROFINANCE & INCLUSION FINANCI\u00c8RE.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univga.org\/en\/courses\/professional-license-microfinance-financial-inclusion\/\" \/>\n<meta property=\"og:site_name\" content=\"GROUPE UNIVGA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/univga1\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-07T17:51:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@univga1\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-microfinance-inclusion-financiere\\\/\",\"url\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-microfinance-inclusion-financiere\\\/\",\"name\":\"LICENCE PRO EN MICROFINANCE & INCLUSION FINANCI\u00c8RE - 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