{"id":119340,"date":"2026-05-09T12:08:51","date_gmt":"2026-05-09T12:08:51","guid":{"rendered":"https:\/\/univga.org\/?post_type=courses&#038;p=119340"},"modified":"2026-05-09T13:09:16","modified_gmt":"2026-05-09T12:09:16","slug":"professional-license-digital-economy-fintech","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/licence-pro-economie-numerique-fintech\/","title":{"rendered":"Professional License in Digital Economy &amp; Fintech"},"content":{"rendered":"<div class=\"univga-program-intro\">\n<p>La Licence Professionnelle en \u00c9conomie Num\u00e9rique &amp; Fintech d&rsquo;UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s d&rsquo;\u00e9tudes \u00e9conomiques, analystes fintech et sp\u00e9cialistes des paiements digitaux capables d&rsquo;intervenir dans les banques, n\u00e9o-banques, op\u00e9rateurs de mobile money, startups fintech et institutions de microfinance digitalis\u00e9es.<\/p>\n<p>Con\u00e7ue pour r\u00e9pondre \u00e0 la r\u00e9volution des paiements mobiles et de la finance digitale en Afrique francophone (Wave, Orange Money, MTN MoMo, Airtel Money, Moov Money), cette formation est dispens\u00e9e \u00e0 100% en ligne. Elle combine la rigueur d&rsquo;une formation universitaire en \u00e9conomie et l&rsquo;op\u00e9rationnalit\u00e9 d&rsquo;un poste fintech.<\/p>\n<h3>Market challenges and career opportunities<\/h3>\n<p>Mobile money has over 600 million active accounts in sub-Saharan Africa. Neo-banks (Julaya, Wave, Djamo), payment aggregators (CinetPay, FedaPay, PayDunya), and digitized traditional institutions are massively recruiting profiles combining economics, data, and financial technologies. Regulators (BCEAO, BEAC, COBAC) are strengthening their fintech supervision teams.<\/p>\n<h3>Curriculum pedagogical structure<\/h3>\n<p><strong>Year 1 \u2014 Economic and digital fundamentals.<\/strong> \u00c9conomie g\u00e9n\u00e9rale, micro\u00e9conomie, math\u00e9matiques financi\u00e8res, statistiques descriptives, introduction au num\u00e9rique et \u00e0 internet, comptabilit\u00e9 d&rsquo;entreprise, anglais \u00e9conomique, communication \u00e9crite et orale, bureautique professionnelle.<\/p>\n<p><strong>Year 2 \u2014 Digital economy and digital payments.<\/strong> Platform economics (network effects, multi-sided markets), e-commerce and marketplaces, mobile money (architecture, KYC, agents), digital banking and neo-banks, international payments and transfers (SWIFT, RTGS, ACH), blockchain and crypto-assets (Bitcoin, stablecoins, CBDC), BCEAO\/BEAC regulation.<\/p>\n<p><strong>Year 3 \u2014 Fintech and data specialization.<\/strong> Digital financial inclusion and digital microfinance, alternative credit scoring (psychometrics, phone data), anti-money laundering (AML\/KYC) in a digital environment, AI applied to finance (fraud detection, robo-advisors), fintech regulation and supervision, business models and startup fundraising. The program concludes with a supervised professional thesis, presented orally via videoconference before an academic jury.<\/p>\n<h3>Career opportunities<\/h3>\n<p>Charg\u00e9 d&rsquo;\u00e9tudes \u00e9conomiques en banque ou r\u00e9gulateur, analyste fintech, chef de produit mobile money, responsable conformit\u00e9 fintech, charg\u00e9 de partenariats banque-fintech, analyste risque cr\u00e9dit alternatif, business analyst n\u00e9o-banque, consultant junior en transformation digitale bancaire. Poursuite en Master Banque-Finance, Master Fintech ou Master \u00c9conomie Num\u00e9rique.<\/p>\n<h3>Suitable for working professionals<\/h3>\n<p>UNIVGA est con\u00e7ue pour r\u00e9pondre aux besoins des professionnels en activit\u00e9 (80% de notre public). Plateforme accessible 24h\/24, rythmes flexibles, classes virtuelles enregistr\u00e9es, encadrement personnalis\u00e9. Id\u00e9al pour agents bancaires, agents de mobile money, gestionnaires de comptes et collaborateurs d&rsquo;institutions de microfinance souhaitant \u00e9voluer vers les m\u00e9tiers de l&rsquo;\u00e9conomie num\u00e9rique.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>La Licence Professionnelle en \u00c9conomie Num\u00e9rique &amp; Fintech d&rsquo;UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s d&rsquo;\u00e9tudes \u00e9conomiques, analystes fintech et sp\u00e9cialistes des paiements digitaux capables d&rsquo;intervenir dans les banques, n\u00e9o-banques, op\u00e9rateurs de mobile money, startups fintech et institutions de microfinance digitalis\u00e9es. Con\u00e7ue pour r\u00e9pondre \u00e0 la r\u00e9volution [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","course-category":[748],"course-tag":[],"class_list":["post-119340","courses","type-courses","status-publish","hentry","course-category-departement-sciences-eco-fin"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech - GROUPE UNIVGA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech\" \/>\n<meta property=\"og:description\" content=\"La Licence Professionnelle en \u00c9conomie Num\u00e9rique &amp; Fintech d&rsquo;UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s d&rsquo;\u00e9tudes \u00e9conomiques, analystes fintech et sp\u00e9cialistes des paiements digitaux capables d&rsquo;intervenir dans les banques, n\u00e9o-banques, op\u00e9rateurs de mobile money, startups fintech et institutions de microfinance digitalis\u00e9es. Con\u00e7ue pour r\u00e9pondre \u00e0 la r\u00e9volution [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"GROUPE UNIVGA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/univga1\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T12:09:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@univga1\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/\",\"url\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/\",\"name\":\"Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech - GROUPE UNIVGA\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/univga.org\\\/#website\"},\"datePublished\":\"2026-05-09T12:08:51+00:00\",\"dateModified\":\"2026-05-09T12:09:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/univga.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Formations\",\"item\":\"https:\\\/\\\/univga.org\\\/courses\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/univga.org\\\/#website\",\"url\":\"https:\\\/\\\/univga.org\\\/\",\"name\":\"GROUPE UNIVGA\",\"description\":\"Formations 100% en ligne\",\"publisher\":{\"@id\":\"https:\\\/\\\/univga.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/univga.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/univga.org\\\/#organization\",\"name\":\"GROUPE UNIVGA\",\"url\":\"https:\\\/\\\/univga.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/univga.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/univga.org\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/univga1_logo-removebg-preview.png\",\"contentUrl\":\"https:\\\/\\\/univga.org\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/univga1_logo-removebg-preview.png\",\"width\":200,\"height\":200,\"caption\":\"GROUPE UNIVGA\"},\"image\":{\"@id\":\"https:\\\/\\\/univga.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/univga1\\\/\",\"https:\\\/\\\/x.com\\\/univga1\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/univga1\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Professional License in Digital Economy &amp; Fintech - UNIVGA GROUP","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/","og_locale":"en_US","og_type":"article","og_title":"Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech","og_description":"La Licence Professionnelle en \u00c9conomie Num\u00e9rique &amp; Fintech d&rsquo;UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s d&rsquo;\u00e9tudes \u00e9conomiques, analystes fintech et sp\u00e9cialistes des paiements digitaux capables d&rsquo;intervenir dans les banques, n\u00e9o-banques, op\u00e9rateurs de mobile money, startups fintech et institutions de microfinance digitalis\u00e9es. Con\u00e7ue pour r\u00e9pondre \u00e0 la r\u00e9volution [&hellip;]","og_url":"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/","og_site_name":"GROUPE UNIVGA","article_publisher":"https:\/\/facebook.com\/univga1\/","article_modified_time":"2026-05-09T12:09:16+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@univga1","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/univga.org\/courses\/licence-pro-economie-numerique-fintech\/","url":"https:\/\/univga.org\/courses\/licence-pro-economie-numerique-fintech\/","name":"Professional License in Digital Economy &amp; Fintech - UNIVGA GROUP","isPartOf":{"@id":"https:\/\/univga.org\/#website"},"datePublished":"2026-05-09T12:08:51+00:00","dateModified":"2026-05-09T12:09:16+00:00","breadcrumb":{"@id":"https:\/\/univga.org\/courses\/licence-pro-economie-numerique-fintech\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/univga.org\/courses\/licence-pro-economie-numerique-fintech\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/univga.org\/courses\/licence-pro-economie-numerique-fintech\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/univga.org\/"},{"@type":"ListItem","position":2,"name":"Formations","item":"https:\/\/univga.org\/courses\/"},{"@type":"ListItem","position":3,"name":"Licence Pro \u00c9conomie Num\u00e9rique &amp; Fintech"}]},{"@type":"WebSite","@id":"https:\/\/univga.org\/#website","url":"https:\/\/univga.org\/","name":"UNIVGA Group","description":"100% Online Training Courses","publisher":{"@id":"https:\/\/univga.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/univga.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/univga.org\/#organization","name":"UNIVGA Group","url":"https:\/\/univga.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/univga.org\/#\/schema\/logo\/image\/","url":"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png","contentUrl":"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png","width":200,"height":200,"caption":"GROUPE UNIVGA"},"image":{"@id":"https:\/\/univga.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/univga1\/","https:\/\/x.com\/univga1","https:\/\/www.linkedin.com\/company\/univga1"]}]}},"_links":{"self":[{"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/courses\/119340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/courses"}],"about":[{"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/types\/courses"}],"author":[{"embeddable":true,"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/users\/1"}],"wp:attachment":[{"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/media?parent=119340"}],"wp:term":[{"taxonomy":"course-category","embeddable":true,"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/course-category?post=119340"},{"taxonomy":"course-tag","embeddable":true,"href":"https:\/\/univga.org\/en\/wp-json\/wp\/v2\/course-tag?post=119340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}