{"id":119340,"date":"2026-05-09T12:08:51","date_gmt":"2026-05-09T12:08:51","guid":{"rendered":"https:\/\/univga.org\/?post_type=courses&p=119340"},"modified":"2026-05-09T13:09:16","modified_gmt":"2026-05-09T12:09:16","slug":"professional-license-digital-economy-fintech","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/licence-pro-economie-numerique-fintech\/","title":{"rendered":"Professional License in Digital Economy & Fintech"},"content":{"rendered":"
\n

The Professional Bachelor's degree in Digital Economy & Fintech from UNIVGA is a comprehensive 3-year university program (180 ECTS) that trains economic study managers, fintech analysts, and digital payment specialists capable of working in banks, neobanks, mobile money operators, fintech startups, and digitized microfinance institutions.<\/p>\n

Designed to meet the revolution in mobile payments and digital finance in Francophone Africa (Wave, Orange Money, MTN MoMo, Airtel Money, Moov Money), this training is delivered 100% online. It combines the rigor of a university education in economics with the operational nature of a fintech position.<\/p>\n

Market challenges and career opportunities<\/h3>\n

Mobile money has over 600 million active accounts in sub-Saharan Africa. Neo-banks (Julaya, Wave, Djamo), payment aggregators (CinetPay, FedaPay, PayDunya), and digitized traditional institutions are massively recruiting profiles combining economics, data, and financial technologies. Regulators (BCEAO, BEAC, COBAC) are strengthening their fintech supervision teams.<\/p>\n

Curriculum pedagogical structure<\/h3>\n

Year 1 \u2014 Economic and digital fundamentals.<\/strong> General economics, microeconomics, financial mathematics, descriptive statistics, introduction to digital and internet, corporate accounting, economic English, written and oral communication, professional office skills.<\/p>\n

Year 2 \u2014 Digital economy and digital payments.<\/strong> Platform economics (network effects, multi-sided markets), e-commerce and marketplaces, mobile money (architecture, KYC, agents), digital banking and neo-banks, international payments and transfers (SWIFT, RTGS, ACH), blockchain and crypto-assets (Bitcoin, stablecoins, CBDC), BCEAO\/BEAC regulation.<\/p>\n

Year 3 \u2014 Fintech and data specialization.<\/strong> Digital financial inclusion and digital microfinance, alternative credit scoring (psychometrics, phone data), anti-money laundering (AML\/KYC) in a digital environment, AI applied to finance (fraud detection, robo-advisors), fintech regulation and supervision, business models and startup fundraising. The program concludes with a supervised professional thesis, presented orally via videoconference before an academic jury.<\/p>\n

Career opportunities<\/h3>\n

Economic study manager in banking or regulator, fintech analyst, mobile money product manager, fintech compliance officer, bank-fintech partnership manager, alternative credit risk analyst, neobank business analyst, junior consultant in banking digital transformation. Pursue a Master's in Banking-Finance, Master's in Fintech, or Master's in Digital Economy.<\/p>\n

Suitable for working professionals<\/h3>\n

UNIVGA is designed to meet the needs of working professionals (80% of our audience). Platform accessible 24\/7, flexible schedules, recorded virtual classes, personalized support. Ideal for banking agents, mobile money agents, account managers, and staff of microfinance institutions wishing to advance to careers in the digital economy.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

La Licence Professionnelle en \u00c9conomie Num\u00e9rique & Fintech d’UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s d’\u00e9tudes \u00e9conomiques, analystes fintech et sp\u00e9cialistes des paiements digitaux capables d’intervenir dans les banques, n\u00e9o-banques, op\u00e9rateurs de mobile money, startups fintech et institutions de microfinance digitalis\u00e9es. Con\u00e7ue pour r\u00e9pondre \u00e0 la r\u00e9volution […]<\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","course-category":[748],"course-tag":[],"class_list":["post-119340","courses","type-courses","status-publish","hentry","course-category-departement-sciences-eco-fin"],"yoast_head":"\nLicence Pro \u00c9conomie Num\u00e9rique & Fintech - Online Course - GROUPE UNIVGA<\/title>\n<meta name=\"description\" content=\"La Licence Professionnelle en \u00c9conomie Num\u00e9rique & Fintech d'UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Licence Pro \u00c9conomie Num\u00e9rique & Fintech\" \/>\n<meta property=\"og:description\" content=\"La Licence Professionnelle en \u00c9conomie Num\u00e9rique & Fintech d'UNIVGA est un cursus universitaire complet de 3 ans (180 ECTS) qui forme des charg\u00e9s\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univga.org\/en\/courses\/professional-license-digital-economy-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"GROUPE UNIVGA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/univga1\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T12:09:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univga.org\/wp-content\/uploads\/2025\/03\/univga1_logo-removebg-preview.png\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@univga1\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/\",\"url\":\"https:\\\/\\\/univga.org\\\/courses\\\/licence-pro-economie-numerique-fintech\\\/\",\"name\":\"Licence Pro \u00c9conomie Num\u00e9rique & Fintech - 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