{"id":125859,"date":"2026-05-10T02:18:27","date_gmt":"2026-05-10T01:18:27","guid":{"rendered":"https:\/\/univga.org\/courses\/bachelor-of-science-en-microfinance-inclusion-financiere\/"},"modified":"2026-05-10T02:18:27","modified_gmt":"2026-05-10T01:18:27","slug":"bachelor-of-science-in-microfinance-financial-inclusion","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/bachelor-of-science-en-microfinance-inclusion-financiere\/","title":{"rendered":"Bachelor of Science (BSc) in Microfinance & Financial Inclusion"},"content":{"rendered":"
\n

The Bachelor of Science (BSc) in Microfinance & Financial Inclusion from UNIVGA is a comprehensive 3-year university program (180 ECTS) that trains professionals committed to the economic development of their territory. The program covers development economics, the methodology for granting and monitoring microcredits, the management of a microfinance institution, financial inclusion through mobile money, and social impact assessment.<\/p>\n

Designed to meet the needs of the rapidly expanding sector in Africa (MFIs, savings and credit cooperatives, inclusion fintechs, financial NGOs), this training is delivered 100% online. It combines economic and accounting fundamentals, operational mastery of microcredit (analysis, granting, recovery), knowledge of COBAC\/UMOA regulations, and a deep understanding of mobile money and inclusion fintech ecosystems.<\/p>\n

Market challenges and career opportunities<\/h3>\n

The microfinance and financial inclusion sector is experiencing double-digit growth in sub-Saharan Africa. Microfinance institutions, cooperatives, mobile money operators, and inclusion fintechs (Wave, Orange Money, MTN MoMo, mobile neo-banks) are actively recruiting operational profiles capable of analyzing a microcredit file, managing a risky portfolio, promoting inclusion through digital means, and driving social impact. Opportunities exist in both urban and rural areas.<\/p>\n

Curriculum pedagogical structure<\/h3>\n

Year 1 \u2014 Economic and accounting fundamentals.<\/strong> Development economics, OHADA general accounting, financial mathematics, descriptive statistics, banking environment and IMF, OHADA commercial law, organization of cooperatives, and professional office skills.<\/p>\n

Year 2 \u2014 Deepening microfinance.<\/strong> Financial analysis of companies and microenterprises, accounting for MFIs, microcredit methodology (individual and solidarity), portfolio risk management (PAR), mutual savings products, fundamentals of mobile money, taxation of MFIs, and financial English.<\/p>\n

Year 3 \u2014 Specialization in financial inclusion.<\/strong> COBAC prudential reporting for MFIs, evaluation and management of social impact, inclusion fintech and financial innovation, governance of cooperatives and MFIs, partnerships between banks-MFIs-mobile money, agency management and field leadership. The program concludes with the writing of a supervised professional thesis, presented orally via videoconference before an academic jury.<\/p>\n

Career opportunities<\/h3>\n

Microcredit portfolio manager, commercial agent for MFIs, microfinance agency manager, financial inclusion officer in banks, cooperative network facilitator, social impact study officer, mobile money advisor, compliance officer for MFIs. Progression to a Master's in Business Finance, Master's in Development Economics, or Master's in Banking & Microfinance.<\/p>\n

Suitable for working professionals<\/h3>\n

UNIVGA is designed to meet the needs of working professionals (80% of our audience). Platform accessible 24\/7, flexible schedules, recorded virtual classes, personalized support. Ideal for IMF agents, mobile money advisors, and cooperative facilitators wishing to structure their skills without interrupting their activity.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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