{"id":155904,"date":"2026-07-12T17:46:39","date_gmt":"2026-07-12T16:46:39","guid":{"rendered":"https:\/\/univga.org\/courses\/certificat-professionnel-en-pilotage-financier-des-pme-africaines-gestion-financiere-et-tresorerie\/"},"modified":"2026-07-12T17:46:39","modified_gmt":"2026-07-12T16:46:39","slug":"professional-certificate-in-financial-management-of-african-smes-financial-management-and-treasury","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-pilotage-financier-des-pme-africaines-gestion-financiere-et-tresorerie\/","title":{"rendered":"Professional Certificate in Financial Management of African SMEs \u2014 Financial Management and Treasury"},"content":{"rendered":"<p><strong>Financing &amp; Investment<\/strong> is the lifeblood for African entrepreneurs: transforming revenue into cash, financing the operating cycle, and investing at the right time. In dynamic yet sometimes volatile markets (seasonality, inflation, exchange, customer delays), the <strong>cash flow<\/strong> well-managed becomes a decisive competitive advantage. This certificate places the reality of <strong>MSMEs<\/strong> African businesses at the center, relying on the standards and practices of the framework. <strong>OHADA<\/strong>You will learn to read your financial statements, anticipate cash peaks, reduce working capital needs, secure collections, and choose appropriate financing solutions (banks, SFD, factoring, fintech). You will identify concrete opportunities in agribusiness, trade, services, and the social economy, to shift from a survival mindset to a profitable and sustainable investment mindset.<\/p>\n<p>The <strong>UNIVGA method<\/strong> is 100% online, asynchronous, flexible (5\u20138 h\/week), with educational support. It combines real case studies of African SMEs, ready-to-use templates and spreadsheets, short videos and <strong>exercises applied to your own project.<\/strong>Each module delivers an operational tool: financial diagnosis, cash flow plan for 13 weeks\/12 months, action plan for working capital requirements, customer credit policy, dashboard and break-even point. The whole is strictly aligned with the framework <strong>Financial Management<\/strong> to ensure robustness and compliance. The <strong>Professional Certificate UNIVGA<\/strong> certifies skills that can be immediately mobilized in the field, with an evaluation through job missions and verifiable deliverables, designed to effectively communicate with bankers, investors, partners, and administrations.<\/p>\n<p>The professional impact is tangible: creation and development of your business, <strong>formalization<\/strong> and reliability of accounts, access to <strong>financing<\/strong> (bankable file, negotiation of short-term lines), professionalization of daily management, and skill enhancement towards key positions in SMEs. You will know how to secure salaries and purchases, optimize margins and prices, shorten collection times, manage risks, and decide to invest at the right time. The <strong>Professional Certificate UNIVGA<\/strong> enhances your profile with employers, funders, incubators, and cooperatives, and strengthens your credibility as a self-employed entrepreneur. It constitutes a strong signal on your CV\/LinkedIn, and a skills passport to transform ambition into measurable results, in service of inclusive and sustainable growth in Africa.<\/p>","protected":false},"excerpt":{"rendered":"<p>Master financial management and cash flow to create, manage, and develop your business in Africa. Anchored in the Financial Management framework, this UNIVGA certification program equips self-employment holders and leaders to decide quickly and secure growth.<\/p>","protected":false},"author":1,"featured_media":0,"template":"","course-category":[2025,2024],"course-tag":[],"class_list":["post-155904","courses","type-courses","status-publish","hentry","course-category-departement-entrepreneuriat-pme","course-category-ecole-entrepreneuriat-pme-univga"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Certificat Professionnel en Pilotage Financier des PME Africaines \u2014 Gestion Financi\u00e8re et Tr\u00e9sorerie - UNIVGA<\/title>\n<meta name=\"description\" content=\"Ma\u00eetrisez la gestion financi\u00e8re et la tr\u00e9sorerie pour cr\u00e9er, g\u00e9rer et d\u00e9velopper votre entreprise en Afrique. 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