{"id":25063,"date":"2025-09-02T10:48:03","date_gmt":"2025-09-02T09:48:03","guid":{"rendered":"https:\/\/staging.univga.org\/?post_type=courses&#038;p=25063"},"modified":"2026-09-25T10:39:26","modified_gmt":"2026-09-25T09:39:26","slug":"professional-certificate-in-credit-analysis-and-risk-management","status":"publish","type":"courses","link":"https:\/\/univga.org\/en\/courses\/certificat-professionnel-en-analyse-de-credit-et-gestion-des-risques\/","title":{"rendered":"Professional Certificate in Credit Analysis and Risk Management"},"content":{"rendered":"<p><strong>Presentation &amp; method<\/strong> : This training targets the current issues of credit analysis and risk management for professionals responsible for portfolio management, financing decisions, and pricing. You will develop operational skills such as scoring, PD\/LGD modeling, provisioning according to IFRS 9, credit pricing, portfolio management (VaR, CVaR), and recovery strategies. The curriculum is delivered according to the UNIVGA method: <strong>100% online, asynchronous<\/strong>, 24\/7 access with <strong>written courses + PDF materials + case studies<\/strong> from banks, financing institutions, and companies. The sessions prioritize immediate application through practical cases and real data sets to produce reusable deliverables in position. The content integrates international standards (Basel III, IFRS 9, OHADA\/SYSCOHADA) and standard market tools (advanced Excel, Python\/R, Power BI, SQL). The pace is adapted to professionals: approximately <strong>5-8 hours per week<\/strong> over ~3 months for rapid and operational skill development.<\/p>\n<p><strong>Professional impact &amp; certification<\/strong> : At the end of the training, you will be able to make better-argued credit decisions, optimize provisions and pricing, and improve portfolio resilience. You gain legitimacy to advance internally, claim increased responsibilities, or propose consulting\/freelance missions. The acquired skills allow you to produce regulatory reports and operational dashboards immediately usable by your teams. The professional format emphasizes the production of tools and models directly applicable in your client files. Training is open to active professionals seeking direct application in the company. The course concludes with <strong>UNIVGA Professional Certificate<\/strong>, which is valuable for your CV and LinkedIn profile.<\/p>","protected":false},"excerpt":{"rendered":"<p>Pr\u00e9sentation &amp; m\u00e9thode : Cette formation cible les enjeux actuels de l&rsquo;analyse de cr\u00e9dit et de la gestion des risques pour les professionnels en charge du pilotage de portefeuilles, de la d\u00e9cision de financement et du pricing. Vous d\u00e9velopperez des comp\u00e9tences op\u00e9rationnelles telles que le scoring, la mod\u00e9lisation PD\/LGD, le provisionnement selon IFRS 9, le [&hellip;]<\/p>\n","protected":false},"author":1697,"featured_media":88232,"template":"","course-category":[647,1936,1968,700],"course-tag":[686,690,238],"class_list":["post-25063","courses","type-courses","status-publish","has-post-thumbnail","hentry","course-category-certificat","course-category-departement-banque-finance-assurance","course-category-ecole-banque-finance-univga","course-category-esffc-univga","course-tag-cinvu","course-tag-ministere-de-la-formation-professionnelle","course-tag-univga"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Certificat Professionnel en Analyse de Cr\u00e9dit et Gestion des Risques - Online Course - GROUPE UNIVGA<\/title>\n<meta name=\"description\" content=\"Pr\u00e9sentation &amp; 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