/* ============================================================
   UNIVGA — Page Modes de Paiement  [univga_payment_methods]
   ============================================================ */

:root {
    --upm-primary:   #2563eb;
    --upm-primary-d: #1d4ed8;
    --upm-accent:    #f59e0b;
    --upm-success:   #16a34a;
    --upm-dark:      #0f172a;
    --upm-dark2:     #1e293b;
    --upm-soft:      #f8fafc;
    --upm-border:    #e2e8f0;
    --upm-text:      #1e293b;
    --upm-text-soft: #64748b;
    --upm-radius:    16px;
    --upm-shadow:    0 4px 24px rgba(0,0,0,.07);
}

.upm-wrapper { font-family: inherit; color: var(--upm-text); }
.upm-wrapper *, .upm-wrapper *::before, .upm-wrapper *::after { box-sizing: border-box; }
.upm-wrapper a { color: inherit; }

/* ── Hero ── */
.upm-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1e3a8a 50%, #2563eb 100%);
    padding: 80px 24px;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.upm-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") repeat;
    pointer-events: none;
}
.upm-hero__inner { position: relative; max-width: 820px; margin: 0 auto; }
.upm-hero__badge {
    display: inline-block;
    padding: 6px 16px;
    background: rgba(255,255,255,.12);
    border: 1px solid rgba(255,255,255,.2);
    border-radius: 999px;
    color: #fff;
    font-size: .82rem;
    font-weight: 600;
    letter-spacing: .04em;
    margin-bottom: 20px;
}
.upm-hero__title {
    font-size: clamp(1.8rem, 5vw, 2.8rem);
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
    margin: 0 0 16px;
}
.upm-hero__accent { color: #fbbf24; }
.upm-hero__sub {
    font-size: 1.05rem;
    color: rgba(255,255,255,.82);
    margin: 0 auto 36px;
    line-height: 1.7;
}
.upm-hero__stats {
    display: flex;
    justify-content: center;
    gap: 12px;
    flex-wrap: wrap;
}
.upm-stat {
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.15);
    border-radius: 12px;
    padding: 14px 24px;
    min-width: 100px;
    text-align: center;
    backdrop-filter: blur(4px);
}
.upm-stat__num {
    display: block;
    font-size: 1.7rem;
    font-weight: 800;
    color: #fbbf24;
    line-height: 1;
}
.upm-stat__label {
    font-size: .78rem;
    color: rgba(255,255,255,.7);
    text-transform: uppercase;
    letter-spacing: .06em;
}

/* ── Vision ── */
.upm-section--vision {
    background: linear-gradient(160deg, #fafafa 0%, #f5f3ff 100%);
    border-bottom: 1px solid #e5e7eb;
    padding: 64px 24px;
}
.upm-vision {
    text-align: center;
}
.upm-vision__icon {
    font-size: 3rem;
    margin-bottom: 16px;
    display: block;
}
.upm-vision__title {
    font-size: clamp(1.35rem, 3.5vw, 1.85rem);
    font-weight: 800;
    color: var(--upm-text);
    margin: 0 0 24px;
    line-height: 1.3;
}
.upm-vision__text {
    font-size: 1rem;
    color: var(--upm-text);
    line-height: 1.8;
    margin: 0 0 20px;
    text-align: justify;
}
.upm-vision__pillars {
    display: flex;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
    margin-top: 36px;
}
.upm-vision__pillar {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 14px;
    padding: 20px 24px;
    min-width: 180px;
    max-width: 220px;
    box-shadow: 0 2px 8px rgba(0,0,0,.05);
    flex: 1;
}
.upm-vision__pillar-icon { font-size: 1.7rem; }
.upm-vision__pillar strong { font-size: .9rem; font-weight: 700; color: var(--upm-text); }
.upm-vision__pillar span { font-size: .78rem; color: var(--upm-text-soft); text-align: center; line-height: 1.4; }

/* ── Sections ── */
.upm-section { padding: 72px 24px; }
.upm-section--dark  { background: var(--upm-dark); }
.upm-section--soft  { background: var(--upm-soft); }
.upm-section--countries {
    background: linear-gradient(160deg, #f3f0ff 0%, #ede9fe 50%, #e8f4fd 100%);
    border-top: 1px solid #c4b5fd;
    border-bottom: 1px solid #c4b5fd;
}
.upm-section__inner { max-width: 1100px; margin: 0 auto; }
.upm-section__inner--narrow { max-width: 760px; }
.upm-section__title {
    font-size: clamp(1.5rem, 4vw, 2rem);
    font-weight: 800;
    text-align: center;
    margin: 0 0 10px;
}
.upm-section__title--light { color: #fff; }
.upm-section__sub {
    text-align: center;
    color: var(--upm-text-soft);
    font-size: 1rem;
    margin: 0 0 48px;
}
.upm-section__sub--light { color: rgba(255,255,255,.6); }

/* ── Methods Grid ── */
.upm-methods-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: 20px;
}
.upm-method {
    background: #fff;
    border: 1px solid var(--upm-border);
    border-radius: var(--upm-radius);
    padding: 24px;
    box-shadow: var(--upm-shadow);
    transition: transform .2s, box-shadow .2s;
    display: flex;
    flex-direction: column;
    gap: 14px;
}
.upm-method:hover { transform: translateY(-3px); box-shadow: 0 8px 32px rgba(0,0,0,.1); }

.upm-method__header {
    display: flex;
    align-items: flex-start;
    gap: 14px;
}
.upm-method__icon {
    font-size: 2rem;
    line-height: 1;
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: var(--upm-soft);
}
.upm-method__icon--pp {
    font-size: 1.4rem;
    font-weight: 900;
    font-style: italic;
    color: #003087;
    background: #e7f0ff;
}
.upm-method__icon--wu {
    font-size: .9rem;
    font-weight: 800;
    color: #fff;
    background: #ffd700;
    color: #000;
}
.upm-method__icon--mg {
    font-size: .85rem;
    font-weight: 800;
    color: #fff;
    background: #cc0000;
}
.upm-method__name {
    font-size: 1.05rem;
    font-weight: 700;
    margin: 0 0 2px;
    line-height: 1.2;
}
.upm-method__tagline { font-size: .8rem; color: var(--upm-text-soft); margin: 0; }
.upm-method__badge {
    display: inline-block;
    padding: 3px 10px;
    border-radius: 999px;
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .03em;
}
.upm-method__badge--primary  { background: #eff6ff; color: var(--upm-primary); }
.upm-method__badge--success   { background: #f0fdf4; color: var(--upm-success); }
.upm-method__badge--blue      { background: #eff6ff; color: #1d4ed8; }
.upm-method__badge--gold      { background: #fffbeb; color: #b45309; }

.upm-method__desc {
    font-size: .9rem;
    color: var(--upm-text-soft);
    line-height: 1.65;
    margin: 0;
}

.upm-method__points {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.upm-method__points li {
    font-size: .875rem;
    color: var(--upm-text-soft);
    line-height: 1.5;
}

.upm-method__ops {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
}
.upm-method__ops--wrap { flex-wrap: wrap; }

.upm-op { display: flex; align-items: center; gap: 6px; font-size: .85rem; font-weight: 500; }
.upm-op__logo {
    width: 36px; height: 36px;
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: .75rem; font-weight: 800; color: #fff;
}
.upm-op__logo--am   { background: #e30613; }
.upm-op__logo--moov { background: #0066cc; }

/* Operator pills */
.upm-op-pill {
    padding: 4px 12px;
    border-radius: 999px;
    font-size: .78rem;
    font-weight: 600;
    background: var(--upm-soft);
    border: 1px solid var(--upm-border);
    color: var(--upm-text);
}
.upm-op-pill--mtn     { background: #fff0c2; border-color: #fbbf24; color: #92400e; }
.upm-op-pill--orange  { background: #fff3e0; border-color: #f97316; color: #9a3412; }
.upm-op-pill--airtel  { background: #fee2e2; border-color: #ef4444; color: #991b1b; }
.upm-op-pill--vodacom { background: #fce7f3; border-color: #ec4899; color: #9d174d; }
.upm-op-pill--mpesa   { background: #dcfce7; border-color: #22c55e; color: #166534; }
.upm-op-pill--tigo    { background: #eff6ff; border-color: #3b82f6; color: #1e40af; }

/* Card logos */
.upm-card-logo {
    display: inline-block;
    padding: 4px 10px;
    border-radius: 6px;
    font-weight: 800;
    font-size: .78rem;
    letter-spacing: .05em;
}
.upm-card-logo--visa  { background: #1a1f71; color: #fff; }
.upm-card-logo--mc    { background: #eb001b; color: #fff; }
.upm-card-logo--amex  { background: #007bc1; color: #fff; }

/* Steps (WU / MG) */
.upm-method__steps { display: flex; flex-direction: column; gap: 8px; }
.upm-step { display: flex; align-items: flex-start; gap: 10px; font-size: .86rem; color: var(--upm-text-soft); }
.upm-step__num {
    flex-shrink: 0;
    width: 22px; height: 22px;
    border-radius: 50%;
    background: var(--upm-primary);
    color: #fff;
    font-size: .72rem;
    font-weight: 700;
    display: flex; align-items: center; justify-content: center;
    margin-top: 1px;
}

/* Couleurs accent par méthode */
.upm-method--gabon  { border-top: 3px solid #009e60; }
.upm-method--intl   { border-top: 3px solid #2563eb; }
.upm-method--card   { border-top: 3px solid #6366f1; }
.upm-method--paypal { border-top: 3px solid #003087; }
.upm-method--wu     { border-top: 3px solid #ffd700; }
.upm-method--mg     { border-top: 3px solid #cc0000; }
.upm-method--siege  { border-top: 3px solid #059669; }

/* ── Countries Grid ── */
.upm-countries-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
    gap: 12px;
    margin-bottom: 20px;
}
.upm-country {
    background: #fff;
    border: 1px solid #ddd6fe;
    border-radius: 12px;
    padding: 14px 16px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    transition: box-shadow .2s;
    box-shadow: 0 2px 8px rgba(109,40,217,.06);
}
.upm-country:hover { box-shadow: 0 4px 16px rgba(109,40,217,.13); }
.upm-country--featured {
    background: #eff6ff;
    border-color: #3b82f6;
    box-shadow: 0 4px 16px rgba(37,99,235,.15);
}
.upm-country__flag { font-size: 1.8rem; line-height: 1; flex-shrink: 0; }
.upm-country__info { flex: 1; min-width: 0; }
.upm-country__name {
    display: block;
    font-size: .9rem;
    font-weight: 700;
    color: var(--upm-text);
    margin-bottom: 6px;
    white-space: nowrap;
}
.upm-country__ops {
    display: flex;
    flex-wrap: wrap;
    gap: 4px;
}
.upm-country__op {
    font-size: .7rem;
    color: #5b21b6;
    background: #ede9fe;
    border-radius: 4px;
    padding: 2px 7px;
    white-space: nowrap;
}
.upm-country--featured .upm-country__op {
    background: #bfdbfe;
    color: #1d4ed8;
    font-weight: 600;
}
.upm-country__star { font-size: 1rem; flex-shrink: 0; }
.upm-countries__note {
    text-align: center;
    font-size: .8rem;
    color: var(--upm-text-soft);
    margin: 0;
}
.upm-countries__note--light { color: var(--upm-text-soft); }

/* ── Security ── */
.upm-security-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
    gap: 20px;
}
.upm-security-card {
    background: #fff;
    border: 1px solid var(--upm-border);
    border-radius: var(--upm-radius);
    padding: 28px 24px;
    text-align: center;
    box-shadow: var(--upm-shadow);
}
.upm-security-card__icon { font-size: 2.2rem; margin-bottom: 12px; }
.upm-security-card h4 { font-size: 1rem; font-weight: 700; margin: 0 0 8px; }
.upm-security-card p { font-size: .88rem; color: var(--upm-text-soft); line-height: 1.6; margin: 0; }

/* ── FAQ ── */
.upm-faq { display: flex; flex-direction: column; gap: 10px; }
.upm-faq__item {
    background: #fff;
    border: 1px solid var(--upm-border);
    border-radius: 12px;
    overflow: hidden;
}
.upm-faq__q {
    padding: 16px 20px;
    font-weight: 600;
    font-size: .95rem;
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
}
.upm-faq__q::-webkit-details-marker { display: none; }
.upm-faq__q::after {
    content: '+';
    font-size: 1.3rem;
    color: var(--upm-primary);
    flex-shrink: 0;
    transition: transform .2s;
}
.upm-faq__item[open] .upm-faq__q::after { content: '−'; }
.upm-faq__a {
    padding: 0 20px 16px;
    font-size: .9rem;
    color: var(--upm-text-soft);
    line-height: 1.7;
    margin: 0;
}

/* ── CTA ── */
.upm-cta {
    background: linear-gradient(135deg, #1e40af, #2563eb);
    padding: 72px 24px;
    text-align: center;
}
.upm-cta__inner { max-width: 600px; margin: 0 auto; }
.upm-cta__title { font-size: 2rem; font-weight: 800; color: #fff; margin: 0 0 12px; }
.upm-cta__sub { color: rgba(255,255,255,.75); font-size: 1rem; margin: 0 0 32px; }
.upm-cta__actions { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; }
.upm-btn {
    display: inline-block;
    padding: 13px 28px;
    border-radius: 8px;
    font-weight: 700;
    font-size: .95rem;
    text-decoration: none;
    transition: all .2s;
}
.upm-btn--primary { background: #fff; color: var(--upm-primary); }
.upm-btn--primary:hover { background: #f0f7ff; color: var(--upm-primary); }
.upm-btn--outline { border: 2px solid rgba(255,255,255,.5); color: #fff; }
.upm-btn--outline:hover { border-color: #fff; background: rgba(255,255,255,.1); }

/* ── Responsive ── */
@media (max-width: 640px) {
    .upm-hero { padding: 52px 16px; }
    .upm-section { padding: 48px 16px; }
    .upm-methods-grid { grid-template-columns: 1fr; }
    .upm-countries-grid { grid-template-columns: 1fr; }
    .upm-security-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 400px) {
    .upm-security-grid { grid-template-columns: 1fr; }
}